I wouldn't think there are too many people out there with credit so bad they can't qualify for a home loan, but they happen to have 25k in cash for a down payment and can afford 3k per month on a house. If you use recommended buyer income guidelines for successful owner financed deals, you'd need someone with ~150k in annual income. This property may not be a good candidate for owner financing. You might want to look for a realtor to sell it.
