Hey Paula,
I am ALSO a sponsor for the DFW REI Club. I do long term financing, and also have competitive rates for financing programs based upon the performance of the property only (In addition to your normal every day conventional financing). If you want to give me a call.
Brian Morrison 214.893.8953 BMorrison@HomeBridge.com
Having a nice down payment works well for the lending program based upon the performance of the property.